{"id":381416,"date":"2025-02-10T15:16:54","date_gmt":"2025-02-10T15:16:54","guid":{"rendered":"https:\/\/www.techopedia.com\/?p=381416"},"modified":"2025-02-10T15:16:54","modified_gmt":"2025-02-10T15:16:54","slug":"new-payment-scams","status":"publish","type":"post","link":"https:\/\/www.techopedia.com\/new-payment-scams","title":{"rendered":"5 Payment Scams You Want to Avoid in 2025"},"content":{"rendered":"<p>According to the Global Anti-Scam Alliance, <a href=\"https:\/\/www.gasa.org\/\" target=\"_blank\">consumers lost over $1 trillion to internet scams in 2024<\/a> \u2014 a figure that is expected to rise in 2025.<\/p>\n<p>The research shows that we can&#8217;t afford to ignore <a href=\"https:\/\/www.techopedia.com\/definition\/threat-actor\">threat actors<\/a> and the techniques they use to scam us. Whether it is fake purchases on Facebook Marketplace, <a href=\"https:\/\/www.techopedia.com\/definition\/4049\/phishing\">phishing<\/a> scams posing as your CEO, or voice cloning tools imitating your loved ones, users need to be cautious to avoid giving away their money or personal info.<\/p>\n<p>After all, even security teams fighting the bad actors from the front line are getting fatigued, as <a href=\"https:\/\/www.techopedia.com\/definition\/16130\/penetration-testing-pen-testing\">pen testing<\/a> platform Hackthebox reported, with 84% of <a href=\"https:\/\/resources.hackthebox.com\/hubfs\/HTB_Burnout_report_2.pdf\" target=\"_blank\">cybersecurity professionals experiencing burnout<\/a>.<\/p>\n<p>Awareness is our first line of defense, which is why we&#8217;re exploring the top payment scams to avoid in 2025.<\/p>\n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<h2><span id=\"key_takeaways\">Key Takeaways<\/span><\/h2>\n<ul>\n<li>Internet scams cost consumers over $1 trillion in 2024, a figure set to rise.<\/li>\n<li>Facebook Marketplace scams include fake payments and overpayment fraud.<\/li>\n<li>AI deepfakes and voice cloning are driving new phishing tactics.<\/li>\n<li>Refund phishing scams exploit victims through fake merchant transactions.<\/li>\n<li>Crypto scams are rising with Bitcoin&#8217;s resurgence post-2024 elections.<\/li>\n<\/ul>\n<\/div><\/div>\n<div>\n    <section class=\"toc-sticky w-100 bg-white \">\n        <div class=\"toc-sticky__container container\">\n            <div class=\"toc-sticky__open d-flex align-items-end\" data-bs-toggle=\"collapse\"\n                 aria-controls=\"multiCollapse1\"\n                 data-bs-target=\"#multiCollapse1\">\n                <button\n                        class=\"btn btn-primary collapse-action-btn p-1 rounded-circle\"\n                        type=\"button\"\n                >\n                    <i class=\"icon-chevron-up\"><\/i>\n                <\/button>\n                <span id=\"toc-current-title\" class=\"d-flex align-items-center\">\n                    Table of Contents\n                <\/span>\n                <span class=\"toc-main-title-permanent\">Table of Contents<\/span>\n            <\/div>\n            <div\n                    class=\"collapse my-3\"\n                    id=\"multiCollapse1\"\n            >\n                <ol class=\"StepProgress\">\n                                                                        <li class=\"StepProgress-item current\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"key_takeaways\"\n                               onclick=handleScrollToTitle(\"key_takeaways\")\n                               class=\"StepProgress-item__link\" data-level=\"2\">Key Takeaways<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                        <li class=\"StepProgress-item\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"five_major_new_payment_scams_in_2025\"\n                               onclick=handleScrollToTitle(\"five_major_new_payment_scams_in_2025\")\n                               class=\"StepProgress-item__link\" data-level=\"2\">Five Major New Payment Scams in 2025<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                        <li class=\"StepProgress-item\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"the_bottom_line\"\n                               onclick=handleScrollToTitle(\"the_bottom_line\")\n                               class=\"StepProgress-item__link\" data-level=\"2\">The Bottom Line<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                        <li class=\"StepProgress-item\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"faqs\"\n                               onclick=handleScrollToTitle(\"faqs\")\n                               class=\"StepProgress-item__link\" data-level=\"2\">FAQs<\/a>\n                                                    <\/div>\n                                                <\/li>\n                               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class=\"StepProgress-item current \">\n                                                    <div class=\"StepProgress-item__group\">\n                                <a data-id=\"key_takeaways\"\n                                   onclick=handleScrollToTitle(\"key_takeaways\")\n                                   class=\"StepProgress-item__link\"\n                                   data-level=\"2\">Key Takeaways<\/a>\n                                                            <\/div>\n                                                    <\/li>\n                    \t\t\t\t\t \t\t\t\t\t                                                     <li class=\"StepProgress-item \">\n                                                    <div class=\"StepProgress-item__group\">\n                                <a data-id=\"five_major_new_payment_scams_in_2025\"\n                                   onclick=handleScrollToTitle(\"five_major_new_payment_scams_in_2025\")\n                                   class=\"StepProgress-item__link\"\n                                   data-level=\"2\">Five Major New Payment Scams in 2025<\/a>\n                                                            <\/div>\n                                                    <\/li>\n                    \t\t\t\t\t \t\t\t\t\t                                                     <li class=\"StepProgress-item \">\n                                                    <div class=\"StepProgress-item__group\">\n                                <a data-id=\"the_bottom_line\"\n                                   onclick=handleScrollToTitle(\"the_bottom_line\")\n                                   class=\"StepProgress-item__link\"\n                                   data-level=\"2\">The Bottom Line<\/a>\n                                                            <\/div>\n                                                    <\/li>\n                    \t\t\t\t\t \t\t\t\t\t\n\t\t\t\t\t\t <span class=\"show_moretoc\">Show Full 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const headerHeightDifference = window.innerWidth < 992 ? -30 : -15;\n        window.scrollTo({\n            top: el.offsetTop - 60 - headerHeightDifference - 10,\n        });\n    }\n<\/script>\n\n<h2><span id=\"five_major_new_payment_scams_in_2025\">Five Major New Payment Scams in 2025<\/span><\/h2>\n<h3>AI-Powered Deepfake Scams<\/h3>\n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<p><strong>How does it work?<\/strong> Fraudsters use AI-generated deepfake videos and voice clones to impersonate trusted individuals, tricking victims into making payments.<\/p>\n<p><strong>Who does it target?<\/strong> Businesses, employees, and individuals.<\/p>\n<p><strong>How to avoid?<\/strong> Verify video or audio messages through direct calls and never approve large transactions without multiple authentication steps.<\/p>\n<\/div><\/div>\n<p><a href=\"https:\/\/www.techopedia.com\/definition\/190\/artificial-intelligence-ai\">Artificial intelligence<\/a> (AI) has heralded a new era in which people struggle to tell what&#8217;s real and what&#8217;s fake. Fraudsters have quickly taken advantage of this new state of affairs, using <a href=\"https:\/\/www.techopedia.com\/deepfake-technology-strength-and-danger-for-organizations\">deepfakes<\/a> to enable phishing attempts, extortion schemes, and misinformation.<\/p>\n<p>The largest successful attack so far happened in 2024, when a finance worker was scammed into <a href=\"https:\/\/www.cnn.com\/2024\/02\/04\/asia\/deepfake-cfo-scam-hong-kong-intl-hnk\/index.html\" target=\"_blank\">paying $25 million to a fraudster<\/a> who used deepfake technology to pose as the company&#8217;s chief financial officer during a video conference call.<\/p>\n<p>Unfortunately, these kinds of attacks are becoming increasingly common, with Deloitte predicting <a href=\"https:\/\/www.techopedia.com\/definition\/33835\/deepfake\">deepfake<\/a> fraud will <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/financial-services-industry-predictions\/2024\/deepfake-banking-fraud-risk-on-the-rise.html\" target=\"_blank\">triple within three years<\/a>, causing an estimated $40 billion in economic losses by 2027.<\/p>\n<p>The FBI also <a href=\"https:\/\/www.ic3.gov\/PSA\/2024\/PSA241203\" target=\"_blank\">sounded the alarm<\/a> in December 2024, warning that <a href=\"https:\/\/www.techopedia.com\/definition\/34633\/generative-ai\">generative AI<\/a>-related crime will skyrocket in 2025, stating that &#8220;criminals will exploit generative AI to commit fraud on a larger scale which increases the believability of their schemes.&#8221;<\/p>\n<p>With AI now offering more options to scammers, we will likely see more payment scams in different forms in 2025 \u2014 especially the rise in synthetic videos used to impersonate trusted individuals and organizations.<\/p>\n<h3>Refund Phishing<\/h3>\n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<p><strong>How does it work?<\/strong> Scammers pretend to be from government agencies or advocacy groups, offering fake refunds to victims who previously lost money in scams.<\/p>\n<p><strong>Who does it target?<\/strong> People who have already fallen for scams and are looking to recover lost funds.<\/p>\n<p><strong>How to avoid:<\/strong> Never provide financial details to unsolicited refund offers \u2013 verify directly with official organizations.<\/p>\n<\/div><\/div>\n<p>Traditional phishing gets a new twist in 2025 in the form of &#8220;refund phishing.&#8221; According to the Federal Trade Commission (<a href=\"https:\/\/consumer.ftc.gov\/articles\/refund-and-recovery-scams\" target=\"_blank\">FTC<\/a>), refund scams occur when fraudsters target people who&#8217;ve already lost money to a scam.<\/p>\n<p>For example, an attacker can buy a &#8220;sucker&#8217;s list&#8221; filled with the personal information of people who&#8217;ve paid scammers in the past. Using this list, the fraudster can send the victim a phishing email, text, or call claiming they can help get the lost money back.<\/p>\n<p>In these scams, the fraudster often acts as if they are representing a government agency or consumer advocacy group to gain the target&#8217;s trust. They will also ask for payment or personal information to pay the &#8220;refund.&#8221;<\/p>\n<p>This scam plays on people&#8217;s natural inclination to rectify unauthorized charges and to recover lost money \u2014 but in this case, the &#8220;remedy&#8221; provided is a trap.<\/p>\n<h3>New Scamming Tactics on Facebook Marketplace<\/h3>\n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<p><strong>How does it work?<\/strong> Fraudsters use fake payment confirmations, QR code scams, and overpayment tricks to deceive buyers and sellers.<\/p>\n<p><strong>Who does it target?<\/strong> Online shoppers and sellers on Facebook Marketplace.<\/p>\n<p><strong>How to avoid:<\/strong> Verify payments through official platforms, never ship items before receiving funds, and avoid scanning unknown QR codes.<\/p>\n<\/div><\/div>\n<p>Facebook is perennially accused of not taking online fraud on its Marketplace seriously. To that effect, Facebook parent Meta announced at the end of 2024 that it had taken down more than <a href=\"https:\/\/about.fb.com\/news\/2024\/11\/cracking-down-organized-crime-scam-centers\/\" target=\"_blank\">two million accounts associated with scam networks<\/a> in the United Arab Emirates, Myanmar, Philippines, Cambodia, and Laos.<\/p>\n<p>A January 2025 survey of 1,000 U.S. Facebook users shows that the platform exhibits a high tendency for scams, with <a href=\"https:\/\/allaboutcookies.org\/facebook-marketplace-scams\" target=\"_blank\">14% of users reporting instances of being scammed<\/a> and 79% encountering scam attempts.<\/p>\n<p>Meanwhile, a TSB investigation found that over a <a href=\"https:\/\/news.sky.com\/story\/more-than-a-third-of-facebook-marketplace-ads-could-be-scams-with-customers-losing-up-to-60m-in-2023-study-finds-13050230\" target=\"_blank\">third of adverts on Facebook Marketplace were likely scams<\/a>, with UK customers estimated to have lost nearly \u00a360 million on the platform.<\/p>\n<p>Specific Facebook Marketplace scams you might see more frequently in 2025 include <strong>fake payment confirmations<\/strong>, where scammers pretend to pay for items using popular platforms like Venmo, Cash App, or Zelle.<\/p>\n<p>They send fraudulent payment confirmations, attempting to trick sellers into shipping items before receiving payment.<\/p>\n<p>Another scam shoppers are likely to see is a <a href=\"https:\/\/www.techopedia.com\/how-to\/how-to-avoid-fake-qr-code-scams\"><strong>QR code scam<\/strong><\/a>, in which buyers or sellers attempt to get other users to scan QR codes as part of transactions, leading to identity theft or unauthorized payments.<\/p>\n<p>The one that is less talked about is the <strong>overpayment scam<\/strong>. Here, a buyer overpays for an item and requests a refund for the excess amount. However, this is a trick.<\/p>\n<p>The buyer will then file a chargeback with their bank, recovering the full purchase price while keeping the &#8220;refund&#8221; you sent.<\/p>\n<h3>Voice Cloning Scams<\/h3>\n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<p><strong>How does it work?<\/strong> AI-generated voice deepfakes mimic loved ones or authority figures, convincing victims to send money urgently.<\/p>\n<p><strong>Who does it target?<\/strong> Family members, employees, and businesses handling financial transactions.<\/p>\n<p><strong>How to avoid:<\/strong> Establish secret verification phrases with loved ones and always double-check unexpected financial requests.<\/p>\n<\/div><\/div>\n<p>Due to the proliferation of generative AI tools, voice cloning technology is becoming increasingly accessible to scammers. In just a matter of seconds, <a href=\"https:\/\/www.techopedia.com\/spread-of-deepfake-ai-voice\">voice cloning tools<\/a> allow fraudsters to mimic the voices of friends, family members, or authority figures and trick victims into handing over money or sensitive information.<\/p>\n<p>One of the main challenges presented by voice deepfakes is that it can be difficult to differentiate between real and synthetic voices. For instance, McAfee found that <a href=\"https:\/\/www.mcafee.com\/blogs\/privacy-identity-protection\/artificial-imposters-cybercriminals-turn-to-ai-voice-cloning-for-a-new-breed-of-scam\/\" target=\"_blank\">70% of people said they weren&#8217;t confident they could tell the difference<\/a> between a cloned voice and an AI voice.<\/p>\n<p>Voice deepfakes are such an issue that the UK is banning overseas callers from spoofing UK mobile numbers, with <a href=\"https:\/\/www.ccma.org.uk\/navigating-the-new-ofcom-rules-for-uk-businesses-calling-from-offshore\" target=\"_blank\">new rules arriving in January 2025<\/a>.<\/p>\n<p>UK telecom operators are now legally obliged to identify and block calls originating outside the UK, which present as UK numbers, except in certain legitimate use cases.<\/p>\n<p>Yet despite emerging legislation worldwide, we expect to see more voice cloning attempts in 2025.<\/p>\n<h3>Crypto &amp; Investment Fraud<\/h3>\n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<p><strong>How does it work?<\/strong> Scammers exploit Bitcoin&#8217;s resurgence with pump-and-dump schemes, fake investment platforms, and fraudulent celebrity endorsements.<\/p>\n<p><strong>Who does it target?<\/strong> Novice crypto investors and those looking for quick profits.<\/p>\n<p><strong>How to avoid:<\/strong> Research all investment opportunities, be skeptical of &#8220;too good to be true&#8221; returns, and never share private keys or seed phrases.<\/p>\n<\/div><\/div>\n<p>The value of cryptocurrencies saw a sudden resurgence after Donald Trump was declared the winner of the last U.S. elections. <a href=\"https:\/\/www.techopedia.com\/bitcoin-bull-run\">Bitcoin reached $100,000<\/a> for the first time in December 2024.<\/p>\n<p>The bullish run has led to a greater marketing narrative for crypto scammers, making it much easier to convince novice investors into fraudulent schemes.<\/p>\n<p>One of the most common is a pump and dump scam, where investors attempt to artificially drive up the price of a stock or <a href=\"https:\/\/www.techopedia.com\/trump-melania-meme-coins-all-you-need-to-know\">memecoin<\/a> before selling their holdings, resulting in the price falling and many buyers losing their money.<\/p>\n<p>There have been lots of news stories circulating alleging that online influencers like <a href=\"https:\/\/www.bbc.com\/news\/technology-63116235\" target=\"_blank\">Kim Kardashian<\/a>, <a href=\"https:\/\/www.bbc.com\/news\/articles\/cze386d3enpo\" target=\"_blank\">Logan Paul<\/a>, and <a href=\"https:\/\/www.binance.com\/en\/square\/post\/17448692963737\/\" target=\"_blank\">Andrew Tate<\/a> have been involved or used in crypto scams to various degrees. Whether or not these allegations are correct, these stories highlight the need for investors to be extremely vigilant for these kinds of scams.<\/p>\n<p>Traders should also be on the lookout for fraudsters masquerading as celebrities or reputable trading websites, luring victims with promises of <a href=\"https:\/\/www.techopedia.com\/10-most-common-cryptocurrency-scams\">early investment opportunities or fake giveaways<\/a>.<\/p>\n<p>In 2025, we expect to see more fake celebrity endorsements attempting to lure people away from their money or <a href=\"https:\/\/www.techopedia.com\/definition\/seed-phrase\">seed phrases<\/a>, while unscrupulous or negligent influencers inevitably promote <a href=\"https:\/\/www.techopedia.com\/definition\/pump-and-dump\">pump-and-dump<\/a> schemes.<\/p>\n<h2><span id=\"the_bottom_line\">The Bottom Line<\/span><\/h2>\n<p>The internet remains a mixed bag of opportunities and threats. Staying safe starts with taking everything offered to you with a pinch of salt.<\/p>\n<p>While governments and security agencies are urged to increase penalties for offenders and strengthen regulations in online spaces, the best defense is to adopt a &#8220;safety-first&#8221; mindset.<\/p>\n<p>Always proceed cautiously when faced with unsolicited investment offers or anything that seems too good to be true.<\/p>\n<p>A safety-first approach could mean conducting thorough research on any scheme, offer, or activity that will require you to part with your money and personal credentials.<\/p>\n<p>Remember to verify the source of any unexpected video or audio messages, especially those requesting sensitive information or financial transactions.<\/p>\n<h2><span id=\"faqs\">FAQs<\/span><\/h2>\n<div class=\"man_faq_sec\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\"><\/time><section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">What are the biggest online scams to watch out for in 2025?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">The top scams include Facebook Marketplace fraud, AI-powered deepfakes, refund phishing, voice cloning, and crypto investment schemes.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">How can I avoid being scammed on Facebook Marketplace?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">Verify buyer\/seller profiles, never ship items before payment, and avoid scanning QR codes or accepting overpayments.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">What is refund phishing, and how does it target victims?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">Refund phishing tricks victims into disputing fake charges, leading them to divulge sensitive personal or financial information.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">How can I protect myself from voice cloning scams?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">Verify unexpected voice messages requesting money or sensitive data, and avoid acting on urgent demands without confirmation.<\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \" ><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">Why are crypto scams on the rise in 2025?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">With Bitcoin&#8217;s resurgence post-2024 elections, scammers exploit novice investors through fake giveaways and fraudulent investment schemes.<\/p>\r\n                <\/div><\/div><\/section>\n<div class=\"reference-content\">\n<div class=\"reference-heading reference-content-collapsible-heading\">\n<h2><span id=\"references\">References<\/span><\/h2>\n<\/div>\n<div class=\"reference-content-body\">\n<ol>\n<li><a href=\"https:\/\/www.gasa.org\/\" target=\"_blank\">Global Anti-Scam Alliance (GASA) | Protecting Consumers Worldwide from Scams<\/a> (GASA)<\/li>\n<li><a href=\"https:\/\/resources.hackthebox.com\/hubfs\/HTB_Burnout_report_2.pdf\" target=\"_blank\">Building a firewall against cybersecurity burnout<\/a> (Resources HackTheBox)<\/li>\n<li><a href=\"https:\/\/www.cnn.com\/2024\/02\/04\/asia\/deepfake-cfo-scam-hong-kong-intl-hnk\/index.html\" target=\"_blank\">Finance worker pays out $25 million after video call with deepfake &#8216;chief financial officer&#8217;<\/a> (CNN)<\/li>\n<li><a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/financial-services-industry-predictions\/2024\/deepfake-banking-fraud-risk-on-the-rise.html\" target=\"_blank\">Generative AI is expected to magnify the risk of deepfakes and other fraud in banking<\/a> (Deloitte)<\/li>\n<li><a href=\"https:\/\/www.ic3.gov\/PSA\/2024\/PSA241203\" target=\"_blank\">Internet Crime Complaint Center (IC3) | Criminals Use Generative Artificial Intelligence to Facilitate Financial Fraud<\/a> (IC3)<\/li>\n<li><a href=\"https:\/\/consumer.ftc.gov\/articles\/refund-and-recovery-scams\" target=\"_blank\">Refund and Recovery Scams | Consumer Advice<\/a> (Consumer FTC)<\/li>\n<li><a href=\"https:\/\/about.fb.com\/news\/2024\/11\/cracking-down-organized-crime-scam-centers\/\" target=\"_blank\">Cracking Down on Organized Crime Behind Scam Centers<\/a> (Meta)<\/li>\n<li><a href=\"https:\/\/allaboutcookies.org\/facebook-marketplace-scams\" target=\"_blank\">18 Facebook Marketplace Scams (And How To Avoid Becoming a Victim)<\/a> (AllAboutCookies)<\/li>\n<li><a href=\"https:\/\/news.sky.com\/story\/more-than-a-third-of-facebook-marketplace-ads-could-be-scams-with-customers-losing-up-to-60m-in-2023-study-finds-13050230\" target=\"_blank\">More than a third of Facebook Marketplace ads could be scams &#8211; with customers losing up to \u00a360m in 2023, study finds | UK News<\/a> (Sky News)<\/li>\n<li><a href=\"https:\/\/www.mcafee.com\/blogs\/privacy-identity-protection\/artificial-imposters-cybercriminals-turn-to-ai-voice-cloning-for-a-new-breed-of-scam\/\" target=\"_blank\">Artificial Imposters\u2014Cybercriminals Turn to AI Voice Cloning for a New Breed of Scam<\/a>\u00a0(McAfee)<\/li>\n<li><a href=\"https:\/\/www.ccma.org.uk\/navigating-the-new-ofcom-rules-for-uk-businesses-calling-from-offshore\" target=\"_blank\">Navigating The New OFCOM Rules For UK Businesses Calling From Offshore<\/a> (CCMA)<\/li>\n<li><a href=\"https:\/\/www.bbc.com\/news\/technology-63116235\" target=\"_blank\">Kim Kardashian pays $1.26m over crypto &#8216;pump and dump&#8217;<\/a> (BBC)<\/li>\n<li><a href=\"https:\/\/www.bbc.com\/news\/articles\/cze386d3enpo\" target=\"_blank\">Logan Paul accused of misleading fans over cryptocurrency investments<\/a> (BBC)<\/li>\n<li><a href=\"https:\/\/www.binance.com\/en\/square\/post\/17448692963737\/\" target=\"_blank\">Andrew Tate&#8217;s Pump &amp; Dump Scandal: How the &#8220;Top G&#8221; Allegedly Made Millions from His Fans \ud83d\udcb8\ud83d\udd76\ufe0f<\/a> (Binance)<\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>According to the Global Anti-Scam Alliance, consumers lost over $1 trillion to internet scams in 2024 \u2014 a figure that is expected to rise in 2025. The research shows that we can&#8217;t afford to ignore threat actors and the techniques they use to scam us. Whether it is fake purchases on Facebook Marketplace, phishing scams [&hellip;]<\/p>\n","protected":false},"author":286696,"featured_media":381421,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[585],"tags":[],"category_partsoff":[],"class_list":["post-381416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cyber-threats"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v24.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Payment Scams You Want to Avoid in 2025 - Techopedia<\/title>\n<meta name=\"description\" content=\"Techopedia explores the latest payment scams in 2025, including deepfake fraud, refund phishing, and voice cloning.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Payment Scams You Want to Avoid in 2025\" \/>\n<meta property=\"og:description\" content=\"Techopedia explores the latest payment scams in 2025, including deepfake fraud, refund phishing, and voice cloning.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.techopedia.com\/new-payment-scams\" \/>\n<meta property=\"og:site_name\" content=\"Techopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/techopedia\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-10T15:16:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.techopedia.com\/wp-content\/uploads\/2025\/02\/Beware-of-Emerging-Payment-Scams-in-2025.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"686\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Franklin Okeke\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@techopedia\" \/>\n<meta name=\"twitter:site\" content=\"@techopedia\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Franklin Okeke\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.techopedia.com\/new-payment-scams#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.techopedia.com\/new-payment-scams\"},\"author\":{\"name\":\"Franklin Okeke\",\"@id\":\"https:\/\/www.techopedia.com\/#\/schema\/person\/cf68e5a8f9bbfc9595ced844b44cd463\"},\"headline\":\"5 Payment Scams You Want to Avoid in 2025\",\"datePublished\":\"2025-02-10T15:16:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.techopedia.com\/new-payment-scams\"},\"wordCount\":1884,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.techopedia.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.techopedia.com\/new-payment-scams#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.techopedia.com\/wp-content\/uploads\/2025\/02\/Beware-of-Emerging-Payment-Scams-in-2025.webp\",\"articleSection\":\"\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.techopedia.com\/new-payment-scams#respond\"]}],\"copyrightYear\":\"2025\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.techopedia.com\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.techopedia.com\/new-payment-scams\",\"url\":\"https:\/\/www.techopedia.com\/new-payment-scams\",\"name\":\"5 Payment Scams You Want to Avoid in 2025 - 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