{"id":20667,"date":"2024-10-07T15:48:39","date_gmt":"2024-10-07T15:48:39","guid":{"rendered":"https:\/\/www.techopedia.com\/fr\/?p=20667"},"modified":"2024-10-07T15:49:58","modified_gmt":"2024-10-07T15:49:58","slug":"visa-tokenized-asset-platform-plateforme-de-tokenisation-des-actifs-de-visa","status":"publish","type":"post","link":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa","title":{"rendered":"Pourquoi la plateforme de tokenisation des actifs de Visa pour les banques est une bonne nouvelle ?"},"content":{"rendered":"<p>Visa a introduit une nouvelle plateforme destin\u00e9e \u00e0 aider les institutions financi\u00e8res \u00e0 \u00e9mettre des tokens adoss\u00e9s \u00e0 des fonds sur le <a href=\"https:\/\/www.techopedia.com\/fr\/dictionnaire\/ethereum\">r\u00e9seau Ethereum<\/a>.<\/p>\n<p>La plateforme Visa Tokenized Asset Platform (VTAP), dirig\u00e9e par la division crypto de Visa sous la direction du Head of Crypto Cuy Sheffield, offre aux banques un environnement r\u00e9glement\u00e9 pour explorer et adopter la technologie de tokenisation.<\/p>\n<p>La plateforme permettra de d\u00e9velopper des tokens adoss\u00e9s \u00e0 des fiats et fonctionnant avec des smart contracts, qui aideront \u00e0 num\u00e9riser et \u00e0 automatiser les processus existants et \u00e0 stimuler l&#8217;\u00e9change d&#8217;<a href=\"https:\/\/www.techopedia.com\/fr\/crypto\/meilleur-crypto-rwa\">actifs du monde r\u00e9el (RWA)<\/a>.<\/p>\n<p>Cette initiative intervient alors que les grandes institutions financi\u00e8res et les banques prennent des mesures importantes dans le domaine de la tokenisation. Goldman Sachs, par exemple, pr\u00e9voit de <a href=\"https:\/\/fortune.com\/crypto\/2024\/07\/10\/goldman-sachs-launch-tokenization-bitcoin-etfs-crypto-mcdermott\/\" target=\"_blank\">lancer trois nouveaux produits de tokenisation<\/a> plus tard cette ann\u00e9e, sous l&#8217;impulsion de l&#8217;int\u00e9r\u00eat croissant des clients.<\/p>\n<p>&#8220;<em>Nous pensons que cela cr\u00e9e une opportunit\u00e9 significative pour les banques d&#8217;\u00e9mettre leurs propres tokens adoss\u00e9s \u00e0 des fiats sur des blockchains, de le faire de mani\u00e8re r\u00e9glement\u00e9e et de permettre \u00e0 leurs clients d&#8217;acc\u00e9der et de participer \u00e0 ces march\u00e9s de capitaux sur la blockchain<\/em>&#8220;, a d\u00e9clar\u00e9 Catherine Gu, responsable de la CBDC et des actifs tokenis\u00e9s de Visa, <a href=\"https:\/\/blockworks.co\/news\/visa-guidance-banks-tokenized-assets\" target=\"_blank\">\u00e0 Blockworks<\/a>.<\/p>\n<div>\n    <section class=\"toc-sticky w-100 bg-white \">\n        <div class=\"toc-sticky__container container\">\n            <div class=\"toc-sticky__open d-flex align-items-end\" data-bs-toggle=\"collapse\"\n                 aria-controls=\"multiCollapse1\"\n                 data-bs-target=\"#multiCollapse1\">\n                <button\n                        class=\"btn btn-primary collapse-action-btn p-1 rounded-circle\"\n                        type=\"button\"\n                >\n                    <i class=\"icon-chevron-up\"><\/i>\n                <\/button>\n                <span id=\"toc-current-title\" class=\"d-flex align-items-center\">\n                    Sommaire\n                <\/span>\n                <span class=\"toc-main-title-permanent\">Sommaire<\/span>\n            <\/div>\n            <div\n                    class=\"collapse my-3\"\n                    id=\"multiCollapse1\"\n            >\n                <ol class=\"StepProgress\">\n                                                                        <li class=\"StepProgress-item current\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"visa_aide_les_banques_a_tokeniser_leurs_actifs\"\n                               onclick=handleScrollToTitle(\"visa_aide_les_banques_a_tokeniser_leurs_actifs\")\n                               class=\"StepProgress-item__link\" data-level=\"2\">Visa aide les banques \u00e0 tokeniser leurs actifs<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                        <li class=\"StepProgress-item\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"visa_reste_a_lavant-garde_de_linnovation_en_matiere_de_blockchain\"\n                               onclick=handleScrollToTitle(\"visa_reste_a_lavant-garde_de_linnovation_en_matiere_de_blockchain\")\n                               class=\"StepProgress-item__link\" data-level=\"2\">Visa reste \u00e0 l'avant-garde de l'innovation en mati\u00e8re de blockchain<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                    <\/ol>\n                <div class=\"toc-sticky__container__disperse\"><\/div>\n                <div class=\"toc-sticky__btn-top justify-content-center\">\n                    <button class=\"btn btn-link d-flex align-items-center\" onclick={btnTop()}><p>Montrer Tout<\/p><img decoding=\"async\"\n                                src=\"\/wp-content\/plugins\/table-of-contents\/assets\/images\/arrow-up-circle.svg\"\n                                alt=\"arrow-up-circle\">\n                    <\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n    <div class=\"toc-sticky-list\">\n        <div class=\"toc-sticky__container container\">\n            <div class=\"toc-sticky__open d-flex align-items-end\" data-bs-toggle=\"collapse\" aria-controls=\"multiCollapse2\" data-bs-target=\"#multiCollapse2\">\n                <button class=\"btn btn-primary collapse-action-btn p-1 rounded-circle\"\n                        type=\"button\">\n                    <i class=\"icon-chevron-up up\"><\/i>\n                <\/button>\n                <span id=\"toc-current-title\" class=\"d-flex align-items-center\">\n                    Sommaire\n                <\/span>\n            <\/div>\n            <div  class=\"collapse my-3\" id=\"multiCollapse2\">\n                <ol class=\"StepProgress\">\n                    \t\t\t\t\t \t\t\t\t\t                                                     <li class=\"StepProgress-item current \">\n                                                    <div class=\"StepProgress-item__group\">\n                                <a data-id=\"visa_aide_les_banques_a_tokeniser_leurs_actifs\"\n                                   onclick=handleScrollToTitle(\"visa_aide_les_banques_a_tokeniser_leurs_actifs\")\n                                   class=\"StepProgress-item__link\"\n                                   data-level=\"2\">Visa aide les banques \u00e0 tokeniser leurs actifs<\/a>\n                                                            <\/div>\n                                                    <\/li>\n                    \t\t\t\t\t \t\t\t\t\t                                                     <li class=\"StepProgress-item \">\n                                                    <div class=\"StepProgress-item__group\">\n                                <a data-id=\"visa_reste_a_lavant-garde_de_linnovation_en_matiere_de_blockchain\"\n                                   onclick=handleScrollToTitle(\"visa_reste_a_lavant-garde_de_linnovation_en_matiere_de_blockchain\")\n                                   class=\"StepProgress-item__link\"\n                                   data-level=\"2\">Visa reste \u00e0 l'avant-garde de l'innovation en mati\u00e8re de blockchain<\/a>\n                                                            <\/div>\n                                                    <\/li>\n                                    <\/ol>\n            <\/div>\n            <div class=\"toc-sticky__container__disperse\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<script id=\"toc-js\">\n    window.addEventListener(\"DOMContentLoaded\", () => {\n        const header = document.querySelector(\".header_wrapper\");\n\n        const pageLegend = document.querySelector('#multiCollapse1');\n        const pageLegendList = document.querySelector('#multiCollapse2');\n        const pageLegendCollapse = new bootstrap.Collapse(pageLegend, {toggle: document.querySelector(\".toc-sticky\").classList.contains('sticky')});\n\n        \/**\n         * Changing current title\n         *\/\n        (function (pageLegend) {\n            const titleNodes = pageLegend.querySelectorAll('.StepProgress-item__link');\n\n            if (!titleNodes.length) return;\n\n            const titles = [...titleNodes].map((itm, i) => ({\n                id: itm.getAttribute('data-id'),\n                text: itm.textContent,\n                level: itm.getAttribute('data-level'),\n                linkNode: itm,\n                titleNode: document.getElementById(itm.getAttribute('data-id')),\n                index: i,\n            }));\n\n            \/**\n             * Source: https:\/\/www.sitepoint.com\/throttle-scroll-events\/\n             * @param {Function} fn\n             * @param {number} wait\n             * @returns {(function(): void)|*}\n             *\/\n            const throttle = (fn, wait) => {\n                let time = Date.now();\n                return function () {\n                    if ((time + wait - Date.now()) < 0) {\n                        fn();\n                        time = Date.now();\n                    }\n                }\n            }\n\n            const changeCurrentTitle = () => {\n                const documentScrollTop = window.pageYOffset || document.documentElement.scrollTop || document.body.scrollTop || 0;\n                let current = 0;\n\n                \/\/ Title\n                titles.forEach((itm, i) => {\n\t\t\t\t\/\/console.log(itm)\n                    const itmOffsetTop = itm.titleNode ? itm.titleNode.offsetTop - 100 : 0;\n\n                    if (documentScrollTop >= itmOffsetTop) {\n                        document.getElementById('toc-current-title').innerHTML = itm.text;\n                        document.getElementById('toc-current-title').setAttribute('data-current-id', itm.id);\n                        document.getElementById('toc-current-title').setAttribute('data-current-level', itm.level);\n                        current = i;\n                    }\n                })\n\n                \/\/ close all list and open sub list if needed\n                if (document.querySelector(\".toc-sticky\").classList.contains('sticky')) {\n                    document.querySelectorAll('.subList-in-progress').forEach((el) => {\n                        el.children[1].classList.remove('show');\n                        el.getElementsByClassName('icon-chevron-down')[0].classList.remove('up');\n                    });\n                    const currentEl = titles[current];\n                    currentEl.linkNode.classList.add('show');\n                }\n\n                titles.forEach((itm, i) => {\n                    itm.linkNode.parentNode.parentNode.classList.remove('current', 'is-done');\n                    if (current > i) {\n                        itm.linkNode.parentNode.parentNode.classList.add('is-done')\n                    };\n                    if (current === i) {\n                      itm.linkNode.parentNode.parentNode.classList.add('current');\n                    };\n                })\n\n            }\n\n            changeCurrentTitle();\n\n            document.addEventListener('scroll', throttle(changeCurrentTitle, 50));\n        })(pageLegend);\n\n\n        \/**\n         *  Collapse\n         *\/\n        (function (pageLegend, header) {\n            const icon = pageLegend.parentNode.querySelector(\".collapse-action-btn i\");\n\n            const collapseToggle = (status) => (e) => {\n                if (!e.target.isEqualNode(pageLegend)) return;\n\n                icon.classList.toggle(\"up\");\n\n                const containerHeight = pageLegend.getBoundingClientRect().height;\n\n                const showSubtitleContent = () => {\n                    const currentId = document.getElementById('toc-current-title').getAttribute('data-current-id');\n                    const currentLevel = document.getElementById('toc-current-title').getAttribute('data-current-level');\n                    const currentSubTitle = currentLevel == 3 ? document.querySelector(`a[data-id=\"${currentId}\"]`).parentNode.parentNode.parentNode : false;\n\n                    if (!currentSubTitle) return;\n                    new bootstrap.Collapse(currentSubTitle, {toggle: false}).show();\n                }\n\n                showSubtitleContent();\n                if (status === 'shown' && document.querySelector(\".toc-sticky\").classList.contains('sticky') ) {\n                    document.querySelector('html').classList.remove('overflow-hidden');\n                    pageLegend.classList.add('overflow-auto');\n                    pageLegend.style.height = `calc(100vh - ${header.getBoundingClientRect().height + document.querySelector('.toc-sticky__open').getBoundingClientRect().height + 16}px)`;\n                } else if (status === 'hide') {\n                    document.querySelector('html').classList.remove('overflow-hidden');\n                    pageLegend.classList.remove('overflow-auto');\n                    pageLegend.style.height = 'auto';\n                }\n            }\n\n            pageLegend.addEventListener('shown.bs.collapse', collapseToggle('shown'));\n            pageLegend.addEventListener('hide.bs.collapse', collapseToggle('hide'));\n        })(pageLegend, header);\n\n        \/**\n         * Collapse sub-titles\n         *\/\n        (function (pageLegend) {\n            const collapseEls = pageLegend.querySelectorAll('.collapse');\n\n            collapseEls.forEach(function (el) {\n\n                const toggleArrowDirection = function (e) {\n                    if (!e.target.isEqualNode(el)) return;\n\n                    const id = this.getAttribute('id');\n                    document.querySelector(`.collapse-action-btn[data-bs-target=\"#${id}\"] .icon-chevron-down`).classList.toggle('up');\n                }\n                el.addEventListener('shown.bs.collapse', toggleArrowDirection);\n                el.addEventListener('hide.bs.collapse', toggleArrowDirection);\n            })\n        })(pageLegend);\n\n        \/**\n         *  Collapse main title\n         *\/\n        (function (pageLegendList) {\n            const icon = pageLegendList.parentNode.querySelector(\".collapse-action-btn i\");\n\n            const collapseToggle = () => (e) => {\n                if (!e.target.isEqualNode(pageLegendList)) return;\n\n                icon.classList.toggle(\"up\");\n\n            }\n            pageLegendList.addEventListener('shown.bs.collapse', collapseToggle());\n            pageLegendList.addEventListener('hide.bs.collapse', collapseToggle());\n        })(pageLegendList);\n\n        (function (pageLegendList) {\n            const collapseEls = pageLegendList.querySelectorAll('.collapse');\n\n            collapseEls.forEach(function (el) {\n\n                const toggleArrowDirection = function (e) {\n                    if (!e.target.isEqualNode(el)) return;\n\n                    const id = this.getAttribute('id');\n                    document.querySelector(`.toc-sticky-list .collapse-action-btn[data-bs-target=\"#${id}\"] .icon-chevron-down`).classList.toggle('up');\n                }\n                el.addEventListener('shown.bs.collapse', toggleArrowDirection);\n                el.addEventListener('hide.bs.collapse', toggleArrowDirection);\n            })\n        })(pageLegendList);\n\n        \/**\n         * Sticky functionality\n         * Source: https:\/\/stackoverflow.com\/questions\/17893771\/javascript-sticky-div-after-scroll\n         *\/\n        (function (header, pageLegendCollapse) {\n            \/\/ set everything outside the onscroll event (less work per scroll)\n            const target = document.querySelector(\".toc-sticky\");\n            const targetListStatic = document.querySelector(\".toc-sticky-list\");\n\n            if (!target || !header) return;\n\n            const headerHeight = header.getBoundingClientRect().height;\n            const targetHeight = targetListStatic.getBoundingClientRect().height;\n\n            \/\/ -headerHeight so it won't be jumpy\n            const stop = targetListStatic.offsetTop + headerHeight + targetHeight;\n            const docBody =\n                document.documentElement || document.body.parentNode || document.body;\n            const hasOffset = window.pageYOffset !== undefined;\n\n            const applySticky = function () {\n                \/\/ cross-browser compatible scrollTop.\n                const scrollTop = hasOffset ? window.pageYOffset : docBody.scrollTop;\n\n                \/\/ if user scrolls to headerHeight from the top of the target div\n                if (scrollTop >= stop) {\n                    pageLegendCollapse.hide();\n                    \/\/ stick the div\n                    target.classList.add(\"sticky\");\n                    \/\/target.style.marginTop = `${headerHeight}px`;\n                } else {\n                    pageLegendCollapse.show();\n                    \/\/ release the div\n                    target.classList.remove(\"sticky\");\n                    target.style.marginTop = \"\";\n                }\n            }\n\n            applySticky();\n\n            window.addEventListener('scroll', applySticky);\n        })(header, pageLegendCollapse);\n\tjQuery('span.show_moretoc').click(function(){\n\t\tjQuery('span.show_moretoc').hide();\n\t   jQuery('.ms_hidetoc').show();\n\t});\n    });\n\n    \/\/ When the user clicks on the button, scroll to the top of the document\n    function btnTop() {\n        const pageLegend = document.querySelector('#multiCollapse1');\n        document.querySelector('html').classList.remove('overflow-hidden');\n        pageLegend.classList.remove('overflow-auto');\n        pageLegend.style.height = 'auto';\n        window.scrollTo({\n            top: 0,\n            behavior: 'smooth'\n        });\n    }\n\n    const handleScrollToTitle = (id) => {\n        const el = document.getElementById(id);\n        const headerHeightDifference = window.innerWidth < 992 ? -30 : -15;\n        window.scrollTo({\n            top: el.offsetTop - 60 - headerHeightDifference - 10,\n        });\n    }\n<\/script>\n\n<h2><span id=\"visa_aide_les_banques_a_tokeniser_leurs_actifs\">Visa aide les banques \u00e0 tokeniser leurs actifs<\/span><\/h2>\n<p><img decoding=\"async\" src=\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/plateforme-tokenisation-actifs-banques-visa.webp\" alt=\"\" width=\"1200\" height=\"686\" class=\"aligncenter size-full wp-image-20669\" srcset=\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/plateforme-tokenisation-actifs-banques-visa.webp 1200w, https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/plateforme-tokenisation-actifs-banques-visa-300x172.webp 300w, https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/plateforme-tokenisation-actifs-banques-visa-1024x585.webp 1024w, https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/plateforme-tokenisation-actifs-banques-visa-768x439.webp 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>L&#8217;un des premiers utilisateurs de cette plateforme est la banque espagnole Banco Bilbao Vizcaya Argentaria (BBVA). BBVA devrait lancer un projet pilote sur la blockchain Ethereum en 2025 et a test\u00e9 le sandbox VTAP cette ann\u00e9e.<\/p>\n<p>Les applications potentielles des tokens adoss\u00e9s \u00e0 des devises sont vastes. Les banques pourraient utiliser ces tokens pour faciliter les transferts d&#8217;argent entre clients, \u00e0 l&#8217;instar du JPM Coin System, qui fonctionne comme un moyen de paiement autoris\u00e9.<\/p>\n<p>Dans les r\u00e9gions o\u00f9 les banques centrales d\u00e9veloppent des monnaies num\u00e9riques de banque centrale (CBDC) de gros, ces tokens pourraient \u00e9galement jouer un r\u00f4le crucial dans les transferts interbancaires, rationalisant ainsi davantage les transactions financi\u00e8res.<\/p>\n<div class=\"su-quote su-quote-style-default\"><div class=\"su-quote-inner su-u-clearfix su-u-trim\">\n<p>&#8220;Pour les entreprises multinationales qui d\u00e9placent de l&#8217;argent 24 heures sur 24 et 7 jours sur 7, les rails actuels sont limit\u00e9s&#8221;, a ajout\u00e9 M. Gu.<\/p>\n<\/div><\/div>\n<p><a href=\"https:\/\/www.techopedia.com\/fr\/dictionnaire\/blockchain\">La technologie Blockchain<\/a> offre une solution en permettant des transactions plus rapides et plus efficaces, ce qui en fait une option int\u00e9ressante pour les grandes banques. Gr\u00e2ce \u00e0 cette plateforme, les banques pourraient offrir \u00e0 leurs clients une solution de mouvement d&#8217;argent plus rationalis\u00e9e, 24 heures sur 24 et 7 jours sur 7.<\/p>\n<p>En outre, Visa a d\u00e9clar\u00e9 que les tokens adoss\u00e9s \u00e0 des fiats pourraient \u00eatre utilis\u00e9s pour interagir avec des actifs r\u00e9els tokenis\u00e9s. Les banques pourraient permettre \u00e0 leurs clients d&#8217;utiliser ces tokens pour acheter des mati\u00e8res premi\u00e8res ou des titres d&#8217;\u00c9tat, la technologie blockchain assurant un r\u00e8glement instantan\u00e9.<\/p>\n<p>En outre, M. Sheffield a soulign\u00e9 que les banques pourraient utiliser des smart contracts pour cr\u00e9er des produits financiers structur\u00e9s, tels que des pr\u00eats automatis\u00e9s contre des mati\u00e8res premi\u00e8res tokenis\u00e9es.<\/p>\n<p>Malgr\u00e9 les opportunit\u00e9s, Visa a not\u00e9 que certains d\u00e9fis subsistent, en particulier la fragmentation des plateformes de tokenisation. Diff\u00e9rentes institutions peuvent opter pour des plateformes diff\u00e9rentes, en fonction de leurs besoins sp\u00e9cifiques et de leur environnement r\u00e9glementaire.<\/p>\n<p>Le manque de normalisation constitue un obstacle \u00e0 l&#8217;adoption g\u00e9n\u00e9ralis\u00e9e, compliquant les interactions entre les institutions. Pour y rem\u00e9dier, Visa plaide en faveur de normes mondiales pour les services financiers bas\u00e9s sur la blockchain, en veillant \u00e0 ce que les institutions puissent op\u00e9rer sur diff\u00e9rents r\u00e9seaux.<\/p>\n<h2><span id=\"visa_reste_a_lavant-garde_de_linnovation_en_matiere_de_blockchain\">Visa reste \u00e0 l&#8217;avant-garde de l&#8217;innovation en mati\u00e8re de blockchain<\/span><\/h2>\n<p>Visa a \u00e9t\u00e9 \u00e0 la pointe de l&#8217;innovation blockchain dans le secteur financier. Plus t\u00f4t cette ann\u00e9e, la soci\u00e9t\u00e9 s&#8217;est associ\u00e9e au <a href=\"https:\/\/www.techopedia.com\/fr\/dictionnaire\/web3\">Web3 <\/a>fournisseur d&#8217;infrastructure Transak pour permettre aux utilisateurs de convertir des <a href=\"https:\/\/www.techopedia.com\/fr\/crypto\/meilleures\">crypto-monnaies<\/a> en monnaies fiduciaires directement par le biais des cartes de d\u00e9bit Visa.<\/p>\n<p>L&#8217;int\u00e9gration permet des retraits en temps r\u00e9el \u00e0 partir de portefeuilles tels que <a href=\"https:\/\/www.techopedia.com\/fr\/comment\/comment-configurer-un-portefeuille-metamask-en-moins-de-10-minutes\">MetaMask <\/a>et permet aux utilisateurs de d\u00e9penser leurs soldes de crypto dans plus de 130 millions de sites marchands dans le monde entier.<\/p>\n<p>Visa a \u00e9galement \u00e9t\u00e9 de plus en plus impliqu\u00e9 dans des projets de tokenisation dans le monde entier.<\/p>\n<p>Plus t\u00f4t cette semaine, le g\u00e9ant des paiements a r\u00e9v\u00e9l\u00e9 qu&#8217;il avait \u00e9t\u00e9 s\u00e9lectionn\u00e9 pour <a href=\"https:\/\/www.visa.com.hk\/en_HK\/about-visa\/newsroom\/press-releases\/visa-and-anz-selected-for-phase-2-of-hkmas-e-hkd-pilot-programme.html\" target=\"_blank\">participer \u00e0 la phase 2 du programme pilote e-HKD de l&#8217;Autorit\u00e9 mon\u00e9taire de Hong Kong (HKMA)<\/a>, qui se concentre sur les paiements transfrontaliers et l&#8217;investissement dans les actifs par le biais de la tokenisation.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Excited for Visa to partner with <a href=\"https:\/\/twitter.com\/ANZ_AU?ref_src=twsrc%5Etfw\" target=\"_blank\">@ANZ_AU<\/a> for Phase 2 of the Hong Kong Monetary Authority e-HKD pilot to explore the use of tokenized deposits for cross border settlement of tokenized securities <a href=\"https:\/\/t.co\/tsaMMDbnOh\" target=\"_blank\">https:\/\/t.co\/tsaMMDbnOh<\/a><\/p>\n<p>&mdash; Cuy Sheffield (@cuysheffield) <a href=\"https:\/\/twitter.com\/cuysheffield\/status\/1838609151741825177?ref_src=twsrc%5Etfw\" target=\"_blank\">September 24, 2024<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Cette initiative s&#8217;appuie sur le succ\u00e8s de la phase 1 et vise \u00e0 explorer des cas d&#8217;utilisation innovants pour la monnaie num\u00e9rique, tels que l&#8217;e-HKD et les d\u00e9p\u00f4ts tokenis\u00e9s. Le projet, baptis\u00e9 e-HKD+, vise \u00e0 \u00e9largir le champ d&#8217;application de la crypto-monnaie pour les particuliers et les entreprises.<\/p>\n<p>Au cours de ce projet pilote de 12 mois, Visa et ANZ testeront une nouvelle solution de tokenisation dans un environnement de type &#8220;sandbox&#8221; afin de permettre aux entreprises bas\u00e9es en Australie d&#8217;investir dans des fonds bas\u00e9s \u00e0 Hong Kong en utilisant de la crypto-monnaie.<\/p>\n<div class=\"su-quote su-quote-style-default\"><div class=\"su-quote-inner su-u-clearfix su-u-trim\">\n<p>&#8220;Permettre des paiements s\u00e9curis\u00e9s \u00e0 travers les fronti\u00e8res est au c\u0153ur de ce que nous faisons chez Visa&#8221;, a d\u00e9clar\u00e9 Paulina Leong, directrice g\u00e9n\u00e9rale de Visa Hong Kong et Macao.<\/p>\n<p>&#8220;De l&#8217;envoie de fond et du paiement commercial \u00e0 l&#8217;approvisionnement et au r\u00e8glement des \u00e9changes, nous exploitons des technologies de pointe comme la blockchain et la tokenisation pour renforcer notre infrastructure de paiement et ouvrir la voie \u00e0 un avenir financier plus transparent, plus s\u00fbr et plus inclusif.&#8221;<\/p>\n<\/div><\/div>\n<div class=\"su-note\"  style=\"border-color:#e5e54c;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FFFF66;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<p><strong>L&#8217;essentiel\u00a0<\/strong><\/p>\n<p>Le g\u00e9ant des paiements Visa, qui a travaill\u00e9 sur de nombreuses initiatives cryptos au cours de l&#8217;ann\u00e9e \u00e9coul\u00e9e, s&#8217;est maintenant tourn\u00e9 vers la tokenisation, que beaucoup saluent comme la prochaine grande chose dans le domaine de la crypto-monnaie.<\/p>\n<p>La plateforme VTAP de l&#8217;entreprise permettrait le d\u00e9veloppement de tokens adoss\u00e9s \u00e0 des fiats et avec des smart contracts, ce qui pourrait aider \u00e0 num\u00e9riser et \u00e0 automatiser les processus existants et \u00e0 alimenter l&#8217;\u00e9change de RWA.<\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Visa a introduit une nouvelle plateforme destin\u00e9e \u00e0 aider les institutions financi\u00e8res \u00e0 \u00e9mettre des tokens adoss\u00e9s \u00e0 des fonds sur le r\u00e9seau Ethereum. La plateforme Visa Tokenized Asset Platform (VTAP), dirig\u00e9e par la division crypto de Visa sous la direction du Head of Crypto Cuy Sheffield, offre aux banques un environnement r\u00e9glement\u00e9 pour explorer [&hellip;]<\/p>\n","protected":false},"author":286895,"featured_media":20668,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[17],"tags":[],"class_list":["post-20667","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.2 (Yoast SEO v24.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pourquoi la plateforme de tokenisation des actifs de Visa est une bonne nouvelle ?<\/title>\n<meta name=\"description\" content=\"Visa a introduit une nouvelle plateforme destin\u00e9e \u00e0 aider les institutions financi\u00e8res \u00e0 \u00e9mettre des tokens adoss\u00e9s \u00e0 des fonds sur le r\u00e9seau Ethereum.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pourquoi la plateforme de tokenisation des actifs de Visa pour les banques est une bonne nouvelle ?\" \/>\n<meta property=\"og:description\" content=\"Visa a introduit une nouvelle plateforme destin\u00e9e \u00e0 aider les institutions financi\u00e8res \u00e0 \u00e9mettre des tokens adoss\u00e9s \u00e0 des fonds sur le r\u00e9seau Ethereum.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa\" \/>\n<meta property=\"og:site_name\" content=\"Techopedia Fran\u00e7ais\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/techopedia\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-07T15:48:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-07T15:49:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/visa-okenized-asset-platform.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"686\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Alexandre Robert\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/AlexFrenchMedia\" \/>\n<meta name=\"twitter:site\" content=\"@techopedia\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alexandre Robert\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa\"},\"author\":{\"name\":\"Alexandre Robert\",\"@id\":\"https:\/\/www.techopedia.com\/fr\/#\/schema\/person\/410f4dea14ea8c7b804d2334abdd5aa2\"},\"headline\":\"Pourquoi la plateforme de tokenisation des actifs de Visa pour les banques est une bonne nouvelle ?\",\"datePublished\":\"2024-10-07T15:48:39+00:00\",\"dateModified\":\"2024-10-07T15:49:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa\"},\"wordCount\":1093,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.techopedia.com\/fr\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/visa-okenized-asset-platform.webp\",\"articleSection\":[\"Cryptomonnaie\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#respond\"]}],\"copyrightYear\":\"2024\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.techopedia.com\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa\",\"url\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa\",\"name\":\"Pourquoi la plateforme de tokenisation des actifs de Visa est une bonne nouvelle ?\",\"isPartOf\":{\"@id\":\"https:\/\/www.techopedia.com\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/visa-okenized-asset-platform.webp\",\"datePublished\":\"2024-10-07T15:48:39+00:00\",\"dateModified\":\"2024-10-07T15:49:58+00:00\",\"description\":\"Visa a introduit une nouvelle plateforme destin\u00e9e \u00e0 aider les institutions financi\u00e8res \u00e0 \u00e9mettre des tokens adoss\u00e9s \u00e0 des fonds sur le r\u00e9seau Ethereum.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#primaryimage\",\"url\":\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/visa-okenized-asset-platform.webp\",\"contentUrl\":\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/visa-okenized-asset-platform.webp\",\"width\":1200,\"height\":686,\"caption\":\"Visa Tokenized Asset Platform\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Page d'Accueil\",\"item\":\"https:\/\/www.techopedia.com\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cryptomonnaie\",\"item\":\"https:\/\/www.techopedia.com\/fr\/crypto\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Cryptomonnaie\",\"item\":\"https:\/\/www.techopedia.com\/fr\/crypto\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Pourquoi la plateforme de tokenisation des actifs de Visa pour les banques est une bonne nouvelle ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.techopedia.com\/fr\/#website\",\"url\":\"https:\/\/www.techopedia.com\/fr\/\",\"name\":\"Techopedia France\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.techopedia.com\/fr\/#organization\"},\"alternateName\":\"Techopedia\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.techopedia.com\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.techopedia.com\/fr\/#organization\",\"name\":\"Techopedia France\",\"alternateName\":\"Techopedia\",\"url\":\"https:\/\/www.techopedia.com\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.techopedia.com\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2025\/02\/techopedia-light-logo.svg\",\"contentUrl\":\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2025\/02\/techopedia-light-logo.svg\",\"caption\":\"Techopedia France\"},\"image\":{\"@id\":\"https:\/\/www.techopedia.com\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/techopedia\/\",\"https:\/\/x.com\/techopedia\",\"https:\/\/www.linkedin.com\/company\/techopedia\/\",\"https:\/\/www.youtube.com\/c\/Techopedia\"],\"publishingPrinciples\":\"https:\/\/www.techopedia.com\/fr\/a-propos\/politique-editoriale\",\"ownershipFundingInfo\":\"https:\/\/www.techopedia.com\/fr\/a-propos\",\"actionableFeedbackPolicy\":\"https:\/\/www.techopedia.com\/fr\/a-propos\/conditions-dutilisation\",\"correctionsPolicy\":\"https:\/\/www.techopedia.com\/fr\/a-propos\/contact\",\"ethicsPolicy\":\"https:\/\/www.techopedia.com\/fr\/a-propos\/politique-editoriale\",\"diversityPolicy\":\"https:\/\/www.techopedia.com\/fr\/a-propos\/politique-editoriale\",\"diversityStaffingReport\":\"https:\/\/www.techopedia.com\/fr\/a-propos\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.techopedia.com\/fr\/#\/schema\/person\/410f4dea14ea8c7b804d2334abdd5aa2\",\"name\":\"Alexandre Robert\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/www.techopedia.com\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/02\/avatar_user_286895_1707213617-300x300.jpg\",\"contentUrl\":\"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/02\/avatar_user_286895_1707213617-300x300.jpg\",\"caption\":\"Alexandre Robert\"},\"sameAs\":[\"https:\/\/www.la-crete-autrement.com\/\",\"https:\/\/www.linkedin.com\/in\/alexandre-robert-5a09bb175\/\",\"https:\/\/x.com\/https:\/\/twitter.com\/AlexFrenchMedia\"],\"birthDate\":\"1987-03-20\",\"gender\":\"male\",\"award\":[\"Administrateur de Techopedia France\"],\"knowsLanguage\":[\"French\",\"English\",\"Spanish\"],\"url\":\"https:\/\/www.techopedia.com\/fr\/auteur\/alexandrerobert\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Pourquoi la plateforme de tokenisation des actifs de Visa est une bonne nouvelle ?","description":"Visa a introduit une nouvelle plateforme destin\u00e9e \u00e0 aider les institutions financi\u00e8res \u00e0 \u00e9mettre des tokens adoss\u00e9s \u00e0 des fonds sur le r\u00e9seau Ethereum.","robots":{"index":"noindex","follow":"follow"},"og_locale":"fr_FR","og_type":"article","og_title":"Pourquoi la plateforme de tokenisation des actifs de Visa pour les banques est une bonne nouvelle ?","og_description":"Visa a introduit une nouvelle plateforme destin\u00e9e \u00e0 aider les institutions financi\u00e8res \u00e0 \u00e9mettre des tokens adoss\u00e9s \u00e0 des fonds sur le r\u00e9seau Ethereum.","og_url":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa","og_site_name":"Techopedia Fran\u00e7ais","article_publisher":"https:\/\/www.facebook.com\/techopedia\/","article_published_time":"2024-10-07T15:48:39+00:00","article_modified_time":"2024-10-07T15:49:58+00:00","og_image":[{"width":1200,"height":686,"url":"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/visa-okenized-asset-platform.webp","type":"image\/webp"}],"author":"Alexandre Robert","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/AlexFrenchMedia","twitter_site":"@techopedia","twitter_misc":{"Written by":"Alexandre Robert","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#article","isPartOf":{"@id":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa"},"author":{"name":"Alexandre Robert","@id":"https:\/\/www.techopedia.com\/fr\/#\/schema\/person\/410f4dea14ea8c7b804d2334abdd5aa2"},"headline":"Pourquoi la plateforme de tokenisation des actifs de Visa pour les banques est une bonne nouvelle ?","datePublished":"2024-10-07T15:48:39+00:00","dateModified":"2024-10-07T15:49:58+00:00","mainEntityOfPage":{"@id":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa"},"wordCount":1093,"commentCount":0,"publisher":{"@id":"https:\/\/www.techopedia.com\/fr\/#organization"},"image":{"@id":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#primaryimage"},"thumbnailUrl":"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/visa-okenized-asset-platform.webp","articleSection":["Cryptomonnaie"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#respond"]}],"copyrightYear":"2024","copyrightHolder":{"@id":"https:\/\/www.techopedia.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa","url":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa","name":"Pourquoi la plateforme de tokenisation des actifs de Visa est une bonne nouvelle ?","isPartOf":{"@id":"https:\/\/www.techopedia.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#primaryimage"},"image":{"@id":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#primaryimage"},"thumbnailUrl":"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/visa-okenized-asset-platform.webp","datePublished":"2024-10-07T15:48:39+00:00","dateModified":"2024-10-07T15:49:58+00:00","description":"Visa a introduit une nouvelle plateforme destin\u00e9e \u00e0 aider les institutions financi\u00e8res \u00e0 \u00e9mettre des tokens adoss\u00e9s \u00e0 des fonds sur le r\u00e9seau Ethereum.","breadcrumb":{"@id":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#primaryimage","url":"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/visa-okenized-asset-platform.webp","contentUrl":"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/10\/visa-okenized-asset-platform.webp","width":1200,"height":686,"caption":"Visa Tokenized Asset Platform"},{"@type":"BreadcrumbList","@id":"https:\/\/www.techopedia.com\/fr\/visa-tokenized-asset-platform-tokenisation-des-actifs-visa#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Page d'Accueil","item":"https:\/\/www.techopedia.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Cryptomonnaie","item":"https:\/\/www.techopedia.com\/fr\/crypto"},{"@type":"ListItem","position":3,"name":"Cryptomonnaie","item":"https:\/\/www.techopedia.com\/fr\/crypto"},{"@type":"ListItem","position":4,"name":"Pourquoi la plateforme de tokenisation des actifs de Visa pour les banques est une bonne nouvelle ?"}]},{"@type":"WebSite","@id":"https:\/\/www.techopedia.com\/fr\/#website","url":"https:\/\/www.techopedia.com\/fr\/","name":"Techopedia France","description":"","publisher":{"@id":"https:\/\/www.techopedia.com\/fr\/#organization"},"alternateName":"Techopedia","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.techopedia.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.techopedia.com\/fr\/#organization","name":"Techopedia France","alternateName":"Techopedia","url":"https:\/\/www.techopedia.com\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.techopedia.com\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2025\/02\/techopedia-light-logo.svg","contentUrl":"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2025\/02\/techopedia-light-logo.svg","caption":"Techopedia France"},"image":{"@id":"https:\/\/www.techopedia.com\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/techopedia\/","https:\/\/x.com\/techopedia","https:\/\/www.linkedin.com\/company\/techopedia\/","https:\/\/www.youtube.com\/c\/Techopedia"],"publishingPrinciples":"https:\/\/www.techopedia.com\/fr\/a-propos\/politique-editoriale","ownershipFundingInfo":"https:\/\/www.techopedia.com\/fr\/a-propos","actionableFeedbackPolicy":"https:\/\/www.techopedia.com\/fr\/a-propos\/conditions-dutilisation","correctionsPolicy":"https:\/\/www.techopedia.com\/fr\/a-propos\/contact","ethicsPolicy":"https:\/\/www.techopedia.com\/fr\/a-propos\/politique-editoriale","diversityPolicy":"https:\/\/www.techopedia.com\/fr\/a-propos\/politique-editoriale","diversityStaffingReport":"https:\/\/www.techopedia.com\/fr\/a-propos"},{"@type":"Person","@id":"https:\/\/www.techopedia.com\/fr\/#\/schema\/person\/410f4dea14ea8c7b804d2334abdd5aa2","name":"Alexandre Robert","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.techopedia.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/02\/avatar_user_286895_1707213617-300x300.jpg","contentUrl":"https:\/\/www.techopedia.com\/fr\/wp-content\/uploads\/sites\/8\/2024\/02\/avatar_user_286895_1707213617-300x300.jpg","caption":"Alexandre Robert"},"sameAs":["https:\/\/www.la-crete-autrement.com\/","https:\/\/www.linkedin.com\/in\/alexandre-robert-5a09bb175\/","https:\/\/x.com\/https:\/\/twitter.com\/AlexFrenchMedia"],"birthDate":"1987-03-20","gender":"male","award":["Administrateur de Techopedia France"],"knowsLanguage":["French","English","Spanish"],"url":"https:\/\/www.techopedia.com\/fr\/auteur\/alexandrerobert"}]}},"modified_by":"Alexandre Robert","_links":{"self":[{"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/posts\/20667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/users\/286895"}],"replies":[{"embeddable":true,"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/comments?post=20667"}],"version-history":[{"count":2,"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/posts\/20667\/revisions"}],"predecessor-version":[{"id":20671,"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/posts\/20667\/revisions\/20671"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/media\/20668"}],"wp:attachment":[{"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/media?parent=20667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/categories?post=20667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.techopedia.com\/fr\/wp-json\/wp\/v2\/tags?post=20667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}